Arab Jordan Investment Bank (AJIB) General Assembly Approves JOD 18 Million Cash Dividends and Elects New Board of Directors
The General Assembly of the Arab Jordan Investment Bank (AJIB), during its meeting held on Monday, April 6, 2026, approved the Board of Directors’ recommendation to distribute cash dividends to shareholders amounting to JOD 18 million, representing 12% of the Bank’s paid-up capital. The Assembly also approved the Board of Directors’ report and the financial statements for the fiscal year ending 2025.
The meeting was chaired by the Chairman of the Board, Mr. Hani Al-Qadi, and attended by Board members and shareholders. During the meeting, a new Board of Directors was elected for a four-year term, comprising Mr. Hani Al-Qadi, Mr. Samer Al-Qadi, Libyan Foreign Bank represented by Mr. Mohamed Hnish, Arab Investment Company represented by Mr. Abdullah Bakhrebah, Petra Company for Restaurants Establishment and Management represented by Mrs. Zain Al-Qadi, Rownaq Al Thiqa Company for Commercial Investments represented by Mrs. Haya Haffar, in addition to Mr. Wael Al-Qadi, Mr. Eyhab Al-Okar, Mr. Musa Shahin, Mr. Adel Assa’d, and Mr. Zakaria Ghawanmeh. The newly elected Board subsequently convened and re-elected Mr. Hani Al-Qadi as Chairman and Mr. Abdullah Bakhrebah as Vice Chairman.
Chairman Mr. Hani Al-Qadi affirmed that the Bank continued throughout 2025 to implement its strategy aimed at enhancing growth and delivering sustainable returns to its shareholders, through a series of initiatives that strengthened its competitiveness and elevated overall performance. He noted that digital transformation has been a key pillar of this strategy, enabling the Bank to provide advanced, high-quality banking services around the clock to meet the needs of diverse customer segments.
Al-Qadi added that despite economic challenges and the repercussions of regional and global developments, including the impact of ongoing conflicts in the region on vital sectors such as tourism and transportation, the Bank achieved strong financial performance. Total comprehensive income before tax reached JOD 35.4 million in 2025, compared to JOD 27.8 million in 2024, reflecting a growth rate of 27.6%.
The Bank also continued to strengthen its financial position, with customer deposits and cash collateral increasing by 6.3% to reach approximately JOD 2 billion by the end of 2025. At the same time, the Bank maintained the quality of its credit portfolio, recording one of the lowest non-performing loan ratios among Jordanian banks at 2.75% of total facilities.
In terms of financial soundness indicators, the Bank’s capital adequacy ratio stood at 16.4%, exceeding both local and international regulatory requirements of 8% and 12%, respectively. The Bank also maintained a strong liquidity ratio of 157%, well above the regulatory minimum of 100%, reflecting the strength of its financial position and the quality of its credit indicators.
Al-Qadi concluded by reaffirming the Bank’s commitment to continuing the implementation of its long-term strategy, which focuses on improving performance indicators, developing banking products and services, diversifying income streams, and maintaining effective risk management practices while preserving the quality of its credit portfolio.