In line with its strategy to provide a complete range of products and services that meet the highest global standards, AJIB works diligently to provide its corporate and individual customers with efficient and effective banking solutions. Through the bank’s highly-qualified team, strong operational support, sophisticated systems and diverse financial products, AJIB has the resources and capabilities to work with its clients to help them achieve their financial aspirations.
- Online Banking Services: AJIB’s online banking portals allow clients to quickly and efficiently access their accounts and statements, pay their bills, as well as easily and securely transfer funds. Clients can conduct all their day-to-day banking activities through a one-stop portal that frees up their time for more urgent objectives.
- Commercial & Transaction Payments: In an effort to improve payment efficiency, AJIB offers a range of services including standing instructions, same-day advising and more, allowing increased controls for priority, conditional or timed payments as well as real-time reporting and advising for enhanced transparency.
- Trade Services: AJIB’s trade finance services are expressly designed to meet the trade needs of clients through a wealth of expertise and guidance, allowing them to deal effectively with domestic and international trade requirements through an extensive network of relationships with correspondent banks in numerous countries. In addition to import and export trade products that include letters of credit, letters of guarantee, documentary collections, bills discounting, financing of export and import ICS, commercial loans and financing commercial documents, AJIB also offers the best end-to-end structured trade solutions, tailormade to meet your business model.
- Manager Cheques: AJIB’s corporate clients are now able to issue manager and certified cheques either directly through branches or through the bank’s online banking services.
- eFAWATEERcom Services: In addition to AJIB’s Internet banking services, the bank has developed its online bill payment system in collaboration with eFAWATEERcom that now allow for the payment of invoices as well as online account inquiries.
- Real Time Gross Settlement (RTGS) Payments: An RTGS payment is when the transfer of money takes place from one bank to another within Jordan on a real time and gross basis for payments over JOD 50,000.
- Cash Deposit Machines - CDMs: In collaboration with Brinks Jordan, selected corporate customers can deposit cash into designated machines located at the customer’s offices, with the amounts credited into the customer’s account accordingly.
- Treasury Services: AJIB provides its customers with an outlook on privileged solutions and strategies that involve minimal levels of risks while simultaneously enjoying competitive prices and effective operational settlement procedures. The bank’s interest rate hedging products help customers to lock-in future cash flow and have exposure to favorable interest rate movements.