- Comprehensive coverage up to age 95.
- Joint policy option for spouses under one policy.
- Flexible premium payments (Stop or adjust the amount as needed).
- Automatic increase in coverage to keep up with inflation.
- Financial rewards on milestones in the client's life (marriage, birth, buying a house, graduation, retirement).
- Access to a wide range of investment funds.
- The possibility of increasing the insurance amount by up to 20% without a medical examination after the second year (up to a maximum of $200,000).
- No surrender/ redemption fees after year 4.
