Personal Loan

Overview

AJIB Personal Loans help you achieve your goals and aspirations in life.

Whether you wish to give your children a better education, go on an exotic holiday or plan your wedding, look no further than a Personal Loan from AJIB.

  • Loan amount up to JD 60,000
  • Competitive descending interest rate
  • Loan tenure up to 96 months
  • 1% commission only for the first year
  • The ability to buy loans from other banks at competitive interest rates
  • Complimentary life insurance throughout the loan tenure
  • Ability to provide a loan against property

Eligibility

  • Minimum age of 21 years old
  • Minimum income required is JD 400 for private sector employees and JD 300 for government sector employees 
  • The employer must be certified by AJIB
  • Must have a verified income
  • Client’s income must be fixed.

Required Documents

  • A valid Jordanian ID or a valid passport for non-Jordanians
  • Salary transfer letter
  • Signed and stamped three-months salary slips
  • Signed and stamped six-months bank statement
  • Utility bill 
  • Liability/clearance letter

Personal Loan Calculator

Calculator

Get an indication of what you could pay each month

Commissions for the first year only (loan amount X 1%),the customer will pay off evaluation/reevaluation fees

Calculator

Get an indication of what you could pay each month

Commissions for the first year only (loan amount X 1%),the customer will pay off evaluation/reevaluation fees