Loans


AJIB's loan programs are designed to promise you an easier and more comforting life. Personal loans have never been more rewarding with their flexible repayment methods and other huge benefits:
- Competitive interest rate
- 1% commission for the first year only
- Convenient loan amount that suits your needs
- Loan tenor up to 96 months
- Flexible rescheduling of installments
Terms & Conditions for Personal Loans:
- Must be at least 21 years of age
- Customer should be employed at a company approved by the Bank
- Customer should have a verified and clear source of income
- Security (if required) must be approved by the Bank
- Must have a minimum of 2 years experience at last job
To get a personal loan, visit any of our branches with the following documents:
- Valid national identification card
- Latest salary slip or proof of income certificate
- Utility bill
- Bank statement
- Liability/clearance letter
Your long anticipated dream to own the house of your choice is only one step away.
Our housing loan is a convenient and comprehensive solution that meets your needs and helps you build a house, buy a new one or improve your current house.
Benefits:
- Competitive interest rate
- 1% Commission for the first year only
- Loan tenor up to 300 months
Terms & Conditions for Housing Loans:
- Must be at least 21 years of age
- Customer should be employed at a company approved by the Bank
- Customer should have a verified and clear source of income
- Security (if required) must be approved by the Bank
- Must have a minimum of 2 years experience at last job
To get a housing loan, visit any of our branches with the following documents:
- Valid national identification card
- Latest salary slip or proof of income certificate
- Utility bill
- Bank statement
- Liability/clearance letter
For more information, kindly visit our customer service representative at any of our branches and offices